A New E-Cash Framework for Micropayment-BestCash

Hossein Pour , Mohammad Mehdi (2012) A New E-Cash Framework for Micropayment-BestCash. Masters thesis, Universiti Teknologi Malaysia.

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Abstract

E-cash or electronic cash which is being used for medium and or micro scale payment has been introduced to e-business and e-market places as a substitution for cash since internet based business and marketing have proliferated during recent decays. Although e-cash is successfully, being use for medium scale payments in worldwide, but for micro scale payments it has not been fortunate. Investigates have revealed many reasons for so-called unfortunate of e-cash in micropayment. Its disability to meet requirements of an ideal e-cash such as accessibility, anonymity, need of intermediate, cost of transaction, ease of use and lack of proper distribution architecture are the most important failures of existing e-cashes which have stopped e-cash to be used as well known electronic money for micro scale payments. This study is conducted to introduce “BESTCASH” as a solution to resolve the problems of existing e-cashes. The methodology designed in four phases of Literature Review, Requirement Analysis, Design and Evaluation. Exploring existing e-cash during literature review and understanding the function of existing e-cash in phase two use as pillars for third phase. Finally, evaluation did by conducting a Scenario-Base Questionnaire and Interview with 7 banks. Last step is revising the framework based on outcomes of evaluation. Collecting the best qualities of existing e-cashes and dismissing their disabilities will guide the research to a series of properties for an ideal e-cash named “BESTCASH”. The result from the survey has confirmed that the proposed framework for BESTCASH meet the criteria of ideal electronic money for micropayments.

Item Type: Thesis (Masters)
Subjects: Q Science > QA Mathematics > QA76 Computer software
Divisions: Faculty of Computer Science and Information System > Information System
Depositing User: Unnamed user with email knizam@utm.my
Date Deposited: 04 Jul 2013 07:25
Last Modified: 04 Jul 2013 07:25
URI: http://ir.fsksm.utm.my/id/eprint/3565

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